Growth Plan
$975/month
Includes the following services:
Monthly Bookkeeping — Up to 150 Transactions
We record, categorize, and reconcile up to 150 income and expense transactions each month from your bank and credit card accounts. This ensures your books stay accurate, organized, and audit-ready year-round. You’ll receive up-to-date financials every month so you always know where your business stands.
The 150-transaction limit is based on a rolling 12-month average. If your average exceeds 50 transactions for three consecutive months, you’ll be required to transition to the Growth Plan to match your business’s increased activity.
Monthly Bank & Credit Card Reconciliations
We match every transaction in your books to your actual bank/credit card statements every month so your numbers are accurate to report monthly financials to you in real-time.
Monthly Financial Statements (Profit & Loss & Balance Sheet)
Each month, you’ll receive two essential financial reports:
Profit & Loss Statement: Shows your total income and expenses for the month and year-to-date, helping you see whether your business is making a profit or operating at a loss.
Balance Sheet: Provides a snapshot of your business’s overall financial position, including what you own (assets), what you owe (liabilities), and what’s left over for you (equity).
These reports are delivered along with a 5-minute video summary highlighting the month’s results, with the focus being on accuracy and compliance. This allows you to monitor your numbers and track changes over time, so you always have a clear picture of your business’s financial health.
The Growth Plan includes our Quarterly Analysis Package and Strategy Call, but if you are looking for more frequent analysis, our Monthly Analysis Package is available for purchase as an add-on.
Quarterly Analysis Package
We will deliver a deep dive into your financial performance every three months, turning raw numbers into actionable insights. While your monthly bookkeeping keeps you compliant, this quarterly review ensures you truly understand how your business is performing and where adjustments are needed.
What’s Included:
Detailed Written Report: A comprehensive review of your Profit & Loss, Balance Sheet, and Statement of Cash Flows for the quarter.
Tax Lens: Identification of tax-saving opportunities and risks based on your recent results.
Trends & Variances: Clear explanations of revenue, expenses, margins, and cash movements compared to prior quarters.
Actionable Recommendations: Each report includes practical suggestions you can implement to improve cash flow, profitability, or tax efficiency.
Phone Support Throughout the Year: Direct phone support so you’re never stuck between quarterly reviews.
Quarterly Strategy Call (45 min)
This service provides a dedicated 45-minute quarterly strategy call with your CPA, designed to help you look forward, not backward. While your financial statements and tax filings keep you compliant, this call focuses on planning for growth and setting clear goals.
What’s Included:
Forward-Looking Discussion: Instead of reviewing past results, we focus on what’s ahead — upcoming quarters, market opportunities, and operational adjustments.
Goal Setting: Work with your CPA to establish measurable, achievable business and financial goals for the next quarter.
Strategic Guidance: Explore tax-smart strategies, cash flow improvements, or operational adjustments to align with your growth plans.
Accountability: Each call sets a roadmap so you know what to prioritize before the next quarter.
HST/GST Filing
If you’re registered for sales tax, we prepare and file your HST/GST returns on time, using your accurate monthly data. We want to keep you compliant and avoid penalties.
Personal Tax Filing
We prepare and file one personal tax return (T1) for the business owner only at year-end, ensuring your personal and business finances are accurately reported to the CRA.
Included:
Preparation and filing of one T1 personal tax return for the business owner
Reporting of common tax slips such as:
T4 (employment)
T5 (investment income)
RRSP contributions
Tuition credits
Charitable donation receipts
Application of standard credits and deductions to reduce taxes owing
Direct electronic filing with the CRA on your behalf
Digital copies of your filed return and Notice of Assessment for your records
Not Included (quoted separately if applicable):
Additional personal tax returns for spouse or dependents
Rental property schedules (T776)
Capital gains or complex investment reporting
Foreign income or foreign property disclosures (T1135)
Multiple sole proprietorships or additional business schedules
Complex or advanced tax planning beyond compliance filing
T2 Corporate Tax Return
Every incorporated business in Canada is required to file an annual T2 Corporate Income Tax Return. With our corporate tax filing service, we ensure your return is accurate, compliant, and optimized for tax efficiency.
Included:
Preparation and filing of your T2 Corporate Tax Return with the CRA
Integration of information from the bookkeeping we maintain throughout the year
Application of small business deduction, loss carryforwards, and other tax provisions where applicable
Preparation of required schedules (Schedules 1, 50, 100, 125, 141, and others as necessary)
Calculation of refundable and non-refundable tax credits
Electronic filing (EFILE) directly with CRA for faster processing
Digital copy of your filed return and Notice of Assessment for your records
Not Included (quoted separately if applicable):
Complex corporate structures (holding companies, partnerships, reorganizations, etc.)
Specialized filings such as SR&ED claims, foreign income disclosures, or multi-jurisdictional tax returns
Tax planning strategies beyond compliance (offered separately under advisory services)
CRA Compliance Check
Stay prepared for the CRA. This service ensures your bookkeeping records are not only accurate but also organized in the way the CRA expects if they ever come knocking.
What’s Included:
Receipt Capture & Organization
We collect and store your receipts and supporting documents directly in QuickBooks Online using the Receipts function.
Every expense is backed up with digital proof for audit-readiness.
Recordkeeping Audit Trail
Ensures your income, expenses, and HST/GST filings can be supported by proper documentation.
Keeps your books aligned with CRA requirements, reducing the risk of disallowed expenses.
Compliance Review
Monthly review of documentation completeness so nothing slips through the cracks.
Peace of Mind
If CRA requests supporting documents, you’ll already have a complete and organized digital file ready to go.
CRA Correspondence Support (Non-Audit Related)
Dealing with CRA letters can be stressful, confusing, and time-consuming — especially when you’re not sure what they’re asking for. With this add-on, we act as your point of contact for routine CRA correspondence, so you don’t have to figure it out alone.
What’s Included:
Review and assessment of CRA notices and letters (income tax, GST/HST, payroll).
Drafting and submitting responses to CRA for routine inquiries (e.g., missing slips, proof of filing, payment confirmation, HST adjustments).
Guidance on what the notice means and what action, if any, you need to take.
Record-keeping of all CRA communications handled on your behalf for audit trail purposes.
What’s Not Included:
Audit defense, appeals, or formal representation in the case of an in-depth CRA review (this is included only in the Pro Plan or by purchasing the Full CRA Support add-on).
Complex disputes that require tax law interpretation or negotiation with CRA beyond routine correspondence.
Annual Tax Plan Review
Staying compliant is one thing, but minimizing your taxes requires looking ahead, not just filing last year’s numbers. Our Annual Tax Plan Review gives you a proactive, CPA-led assessment to make sure you’re keeping more of what you earn.
What’s Included:
Current Year Projection: Using your updated year-to-date financials, we project your taxable income and estimate what your tax liability will look like.
Tax Savings Opportunities: We identify available deductions, credits, and planning strategies such as RRSP contributions, CCA claims, or expense optimizations.
Written Action Plan: You’ll receive a clear, easy-to-follow summary with 2–3 key recommendations to save taxes and avoid CRA issues.
Why It’s Valuable: Most small business owners only think about taxes at year-end, when it’s too late to make changes. By reviewing mid-year or before filing deadlines, you get a roadmap to reduce taxes before the year is locked in.
How It Works:
Conducted once per year, (typically mid-year or a few months before year-end).
Delivered with a written report.
We will discuss the report through a scheduled video call to discuss recommendations in detail.
Email and Phone Support
With the Growth Plan, you get direct access to a CPA for ongoing support — without the worry of surprise invoices for quick questions. We know that financial and tax questions don’t just come up at year-end, so this service ensures you can reach out when you need clarity.
Email Support:
Unlimited email access for day-to-day bookkeeping and tax questions
Responses within 1–2 business days
Guidance on bookkeeping entries, tax deadlines, or general financial clarity
Secure communication so your information is protected
Phone Support:
Scheduled phone calls to discuss issues that are easier to resolve by talking through directly
Perfect for quick clarifications, explanations of your financial statements, or urgent questions that can’t wait until the next review
Calls are included in your plan, so you don’t need to worry about extra hourly charges
Growth Plan Add-Ons
Monthly Analysis Package — $150/month
For clients who want timely insight into their business every month, this package transforms your monthly financial statements into a clear, practical tool for decision-making.
What’s Included:
Detailed Written Report: Each month, you’ll receive a report that highlights key figures, trends, and variances so you can clearly see how your business is performing.
Tax Lens: We flag items that may impact your tax position, from deductible expenses to patterns that could increase your liability, so you can stay proactive all year long.
Trends & Variances: Month-over-month comparisons help you spot shifts in revenue, expenses, or cash position before they become issues.
Actionable Recommendations: Each report includes practical suggestions you can implement to improve cash flow, profitability, or tax efficiency.
Phone and Video Call Support Throughout the Year: Full support package that you can access any time.
Best For: Business owners who want ongoing monthly insight and guidance rather than waiting until quarter-end.
Monthly Strategy Call (60 min) — $125/month
Only available to purchase if Monthly Analysis Package is already purchased.
The Monthly Strategy Call add-on is designed for business owners who want continuous, forward-looking guidance. Each month, you’ll have a 60-minute scheduled video strategy call with your CPA to focus on strategy, goal setting, and future growth opportunities.
What’s included:
Forward-looking focus – Instead of reviewing past financials, we’ll look ahead at tax planning opportunities, cash flow strategies, and growth initiatives.
Goal setting and accountability – We’ll review your progress each month, adjust your targets, and hold you accountable to keep your business moving forward.
Real-time guidance – Discuss challenges, evaluate new opportunities, and gain actionable advice from a CPA who understands your business.
This add-on ensures you have a trusted partner in your corner every month, helping you stay focused, proactive, and aligned with your long-term goals.
Best for: Business owners who want regular touchpoints with their CPA, and who value ongoing accountability and strategic alignment.
Full CRA Support — $150/month
Take the stress out of dealing with the CRA. With this add-on, we don’t just keep your books audit-ready — we also act as your first line of defense if the CRA comes calling. From simple requests to full audits, we handle the back-and-forth so you can stay focused on your business.
What’s Included:
CRA Correspondence Handling
We review and respond to all CRA letters and requests related to your bookkeeping and tax filings.
You’ll never have to guess what the CRA is asking for or how to reply.
Includes disputes or appeals beyond audit support
Audit Representation
If you are audited, we act on your behalf, providing the CRA with all necessary documentation and explanations.
We handle phone calls, letters, and meetings with CRA agents for issues tied to the work we manage.
Supporting Documentation & Proof
Access to your receipts, financials, and filings (if you’ve added the CRA Compliance Check service, your records will already be fully organized).
We ensure CRA requests are answered quickly and completely.
Peace of Mind Guarantee
Instead of worrying about the “what ifs,” you can rest easy knowing that you have a CPA handling all CRA interactions with professionalism and expertise.
Not Included:
CRA issues unrelated to the bookkeeping and tax services we provide (i.e., payroll audits for a payroll not managed by us).
Best For: Business owners who want total protection and don’t ever want to deal with CRA requests or audits themselves.
Email & Phone Support
Running a business often means questions come up when you least expect them. With our Growth Plan, you’ll never be left wondering. We include unlimited email support so you can reach out anytime with questions about your bookkeeping, tax filings, or financials. We respond within one business days, giving you timely answers so you can move forward with confidence.
For questions that need a conversation, you also get access to scheduled phone support. These calls let us dive deeper into your concerns, explain complex issues in plain language, and ensure you always feel supported in making decisions.
This combination of responsive email communication and personal phone support means you always have a trusted advisor by your side, ready to guide you through challenges as they arise.
Payroll
Managing payroll can be one of the most time-consuming and stressful parts of running a business. Our payroll service ensures your employees are paid accurately and on time, while keeping you fully compliant with CRA requirements.
What’s Included:
Payroll processing for up to1 5 employees – salaries, hourly wages, overtime, and vacation pay
Direct deposit setup and processing (employees are paid directly to their bank accounts)
Source deductions calculation & remittance (EI, CPP, and income tax withheld correctly and submitted to CRA)
T4 and T4A slips preparation & filing at year-end
Records of Employment (ROEs) when employees leave
Basic payroll support for common questions and adjustments
Why It Matters: Accurate payroll isn’t just about paying staff, it keeps your business in good standing with CRA and avoids costly penalties. With payroll handled by your CPA, you’ll save time, avoid errors, and have peace of mind that everything is done correctly.
Pricing:
1–5 employees: $175/month
6–10 employees: $275/month
11-15 employees: $375/month
Limitations under Growth Plan: Payroll under the Growth Plan is capped at 15 employees max. Beyond that, your business is better served under the Pro Plan, which is designed for scaling teams and more complex payroll structures.
Best For: Sole proprietors with a small team, trades or service businesses with just a few employees, and owners who want payroll off their plate.