Pro Plan

Written By Peter Gamboa

$1,000-$1,300/month

Includes the following services:

Monthly Bookkeeping

We record, categorize, and reconcile your income and expense transactions each month from your bank and credit card accounts. This ensures your books stay accurate, organized, and audit-ready year-round. You’ll receive up-to-date financials every month so you always know where your business stands.

We match every transaction in your books to your actual bank/credit card statements every month so your numbers are accurate to report monthly financials to you in real-time.

Monthly Financial Statements

Each month, you’ll receive three essential financial reports:

  • Profit & Loss Statement: Shows your total income and expenses for the month and year-to-date, helping you see whether your business is making a profit or operating at a loss.

  • Balance Sheet: Provides a snapshot of your business’s overall financial position, including what you own (assets), what you owe (liabilities), and what’s left over for you (equity).

  • Statement of Cash Flows: Shows how cash is moving in and out of your business each month, giving you clarity on liquidity and the ability to plan ahead.

The Pro Plan includes our Monthly Analysis Package and Strategy Call, giving you frequent, in-depth analysis every month.

HST/GST Filing

If you’re registered for sales tax, we prepare and file your HST/GST returns on time, using your accurate monthly data. We want to keep you compliant and avoid penalties.

Quarterly Advisory Services

Includes quarterly advisory packages and quarterly advisory calls.

We will deliver a deep dive into your financial performance every three months, turning raw numbers into actionable insights. While your monthly bookkeeping keeps you compliant, this quarterly review ensures you truly understand how your business is performing and where adjustments are needed.

What’s Included:

  • Detailed Written Report: A comprehensive review of your Profit & Loss, Balance Sheet, and Statement of Cash Flows for the quarter.

  • Tax Lens: Identification of tax-saving opportunities and risks based on your recent results.

  • Trends & Variances: Clear explanations of revenue, expenses, margins, and cash movements compared to prior quarters.

  • Actionable Recommendations: Each report includes practical suggestions you can implement to improve cash flow, profitability, or tax efficiency.

  • Phone Support Throughout the Year: Direct phone support so you’re never stuck between quarterly reviews.

This service also provides a dedicated 45-minute quarterly advisory call with your CPA, designed to help you look forward, not backward. While your financial statements and tax filings keep you compliant, this call focuses on planning for growth and setting clear goals.

What’s Included:

  • Forward-Looking Discussion: Instead of reviewing past results, we focus on what’s ahead — upcoming quarters, market opportunities, and operational adjustments.

  • Goal Setting: Work with your CPA to establish measurable, achievable business and financial goals for the next quarter.

  • Strategic Guidance: Explore tax-smart strategies, cash flow improvements, or operational adjustments to align with your growth plans.

  • Accountability: Each call sets a roadmap so you know what to prioritize before the next quarter.

T1 Personal Tax Returns

We prepare and file personal tax returns (T1s) for the business owner, spouse, and up to two dependents at year-end, ensuring your personal and business finances are accurately reported to the CRA.

Included:

  • Preparation and filing of T1 personal tax returns for the business owner, spouse, and up to two dependents

  • Reporting of common tax slips such as:

    • T4 (employment)

    • T5 (investment income)

    • RRSP contributions

    • Tuition credits

    • Charitable donation receipts

  • Application of standard credits and deductions to reduce taxes owing

  • Direct electronic filing with the CRA on your behalf

  • Digital copies of your filed return and Notice of Assessment for your records

Not Included (quoted separately if applicable):

  • Additional personal tax returns for more than two dependents

  • Rental property schedules (T776)

  • Capital gains or complex investment reporting

  • Foreign income or foreign property disclosures (T1135)

  • Multiple sole proprietorships or additional business schedules

  • Complex or advanced tax planning beyond compliance filing

T2 Corporate Tax Return

Every incorporated business in Canada is required to file an annual T2 Corporate Income Tax Return. With our corporate tax filing service, we ensure your return is accurate, compliant, and optimized for tax efficiency.

Included:

  • Preparation and filing of your T2 Corporate Tax Return with the CRA

  • Integration of information from the bookkeeping we maintain throughout the year

  • Application of small business deduction, loss carryforwards, and other tax provisions where applicable

  • Preparation of required schedules (Schedules 1, 50, 100, 125, 141, and others as necessary)

  • Calculation of refundable and non-refundable tax credits

  • Electronic filing (EFILE) directly with CRA for faster processing

  • Digital copy of your filed return and Notice of Assessment for your records

Not Included (quoted separately if applicable):

  • Complex corporate structures (holding companies, partnerships, reorganizations, etc.)

  • Specialized filings such as SR&ED claims, foreign income disclosures, or multi-jurisdictional tax returns

  • Tax planning strategies beyond compliance (offered separately under advisory services)

CRA Support

CRA Compliance Check - what’s Included:

  • Receipt Capture & Organization

    • We collect and store your receipts and supporting documents directly in Dext, integrating it with QuickBooks Online to streamline record-keeping.

    • Every expense is backed up with digital proof for audit-readiness.

  • Recordkeeping Audit Trail

    • Ensures your income, expenses, and HST/GST filings can be supported by proper documentation.

    • Keeps your books aligned with CRA requirements, reducing the risk of disallowed expenses.

  • Compliance Review

    • Monthly review of documentation completeness so nothing slips through the cracks.

  • Peace of Mind

    • If CRA requests supporting documents, you’ll already have a complete and organized digital file ready to go.

CRA correspondence - what’s Included:

  • Review and assessment of CRA notices and letters (income tax, GST/HST, payroll).

  • Drafting and submitting responses to CRA for routine inquiries (e.g., missing slips, proof of filing, payment confirmation, HST adjustments).

  • Guidance on what the notice means and what action, if any, you need to take.

  • Record-keeping of all CRA communications handled on your behalf for audit trail purposes.

CRA audits - what’s Included:

  • Audit Representation

    • If you are audited, we act on your behalf, providing the CRA with all necessary documentation and explanations.

    • We handle phone calls, letters, and meetings with CRA agents for issues tied to the work we manage.

  • Supporting Documentation & Proof

    • Access to your receipts, financials, and filings.

    • We ensure CRA requests are answered quickly and completely.

  • Peace of Mind Guarantee

    • Instead of worrying about the “what ifs,” you can rest easy knowing that you have a CPA handling all CRA interactions with professionalism and expertise.

Not Included:

  • CRA issues unrelated to the bookkeeping and tax services we provide (i.e., payroll audits for a payroll not managed by us).

Mid-Year Tax Projection

No one likes surprises at tax time. With our Pro Plan, we prepare a comprehensive mid-year tax projection to give you clarity and control over your tax situation before year-end. By reviewing your financial results halfway through the year, we estimate what your tax liability will look like and identify strategies to minimize or defer taxes while there’s still time to act.

This proactive approach means we’ll be able to explore potential planning opportunities. Together, we’ll explore ways to optimize deductions, leverage credits, and plan cash flow so you can finish the year with confidence and avoid last-minute stress.

Annual Tax Plan Review

Staying compliant is one thing, but minimizing your taxes requires looking ahead, not just filing last year’s numbers. Our Annual Tax Plan Review gives you a proactive, CPA-led assessment to make sure you’re keeping more of what you earn.

What’s Included:

  • Current Year Projection: Using your updated year-to-date financials, we project your taxable income and estimate what your tax liability will look like.

  • Tax Savings Opportunities: We identify available deductions, credits, and planning strategies such as RRSP contributions, CCA claims, or expense optimizations.

  • Written Action Plan: You’ll receive a clear, easy-to-follow summary with 2–3 key recommendations to save taxes and avoid CRA issues.

Why It’s Valuable: Most small business owners only think about taxes at year-end, when it’s too late to make changes. By reviewing mid-year or before filing deadlines, you get a roadmap to reduce taxes before the year is locked in.

How It Works:

  • Conducted once per year before year-end.

  • Delivered with a written report.

  • We will discuss the report through a scheduled video call to discuss recommendations in detail.

Pro Plan Add-Ons

Monthly Advisory Services - $300/month

This package transforms your monthly financial statements into a clear, practical tool for decision-making.

What’s Included:

  • Detailed Written Report: Each month, you’ll receive a report that highlights key figures, trends, and variances so you can clearly see how your business is performing.

  • Tax Lens: We flag items that may impact your tax position, from deductible expenses to patterns that could increase your liability, so you can stay proactive all year long.

  • Trends & Variances: Month-over-month comparisons help you spot shifts in revenue, expenses, or cash position before they become issues.

  • Actionable Recommendations: Each report includes practical suggestions you can implement to improve cash flow, profitability, or tax efficiency.

Each month, you’ll also have a 60-minute scheduled video advisor call with your CPA to focus on strategy, goal setting, and future growth opportunities.

What’s included:

  • Forward-looking focus – Instead of reviewing past financials, we’ll look ahead at tax planning opportunities, cash flow strategies, and growth initiatives.

  • Goal setting and accountability – We’ll review your progress each month, adjust your targets, and hold you accountable to keep your business moving forward.

  • Real-time guidance – Discuss challenges, evaluate new opportunities, and gain actionable advice from a CPA who understands your business.

This ensures you have a trusted partner in your corner every month, helping you stay focused, proactive, and aligned with your long-term goals.

Payroll

Managing payroll can be one of the most time-consuming and stressful parts of running a business. Our payroll service ensures your employees are paid accurately and on time, while keeping you fully compliant with CRA requirements.

What’s Included:

  • Payroll processing – salaries, hourly wages, overtime, and vacation pay

  • Direct deposit setup and processing (employees are paid directly to their bank accounts)

  • Source deductions calculation & remittance (EI, CPP, and income tax withheld correctly and submitted to CRA)

  • T4 and T4A slips preparation & filing at year-end

  • Records of Employment (ROEs) when employees leave

  • Basic payroll support for common questions and adjustments

Why It Matters: Accurate payroll isn’t just about paying staff, it keeps your business in good standing with CRA and avoids costly penalties. With payroll handled by your CPA, you’ll save time, avoid errors, and have peace of mind that everything is done correctly.

Pricing:

  • 1-10 employees: $150/month

  • 11-15 employees: $200/month

  • 16–20 employees: $250/month

  • 21-30 employees: $400/month

  • More than 30 employees: custom quote

Peter Gamboa
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