Pro Plan

Written By Peter Gamboa

$1,650/month

Includes the following services:

Monthly Bookkeeping — Up to 300 Transactions

We record, categorize, and reconcile up to 300 income and expense transactions each month from your bank and credit card accounts. This ensures your books stay accurate, organized, and audit-ready year-round. You’ll receive up-to-date financials every month so you always know where your business stands.

The 300-transaction limit is based on a rolling 12-month average. If your average exceeds 300 transactions for three consecutive months, you will be subject to additional monthly pricing in accordance with our add-on for the Pro Plan.

Monthly Bank & Credit Card Reconciliations

We match every transaction in your books to your actual bank/credit card statements every month so your numbers are accurate to report monthly financials to you in real-time.

Monthly Financial Statements (Profit & Loss, Balance Sheet, Statement of Cash Flows)

Each month, you’ll receive three essential financial reports:

  • Profit & Loss Statement: Shows your total income and expenses for the month and year-to-date, helping you see whether your business is making a profit or operating at a loss.

  • Balance Sheet: Provides a snapshot of your business’s overall financial position, including what you own (assets), what you owe (liabilities), and what’s left over for you (equity).

  • Statement of Cash Flows: Shows how cash is moving in and out of your business each month, giving you clarity on liquidity and the ability to plan ahead.

The Pro Plan includes our Monthly Analysis Package and Strategy Call, giving you frequent, in-depth analysis every month.

Monthly Analysis Package

This package transforms your monthly financial statements into a clear, practical tool for decision-making.

What’s Included:

  • Detailed Written Report: Each month, you’ll receive a report that highlights key figures, trends, and variances so you can clearly see how your business is performing.

  • Tax Lens: We flag items that may impact your tax position, from deductible expenses to patterns that could increase your liability, so you can stay proactive all year long.

  • Trends & Variances: Month-over-month comparisons help you spot shifts in revenue, expenses, or cash position before they become issues.

  • Actionable Recommendations: Each report includes practical suggestions you can implement to improve cash flow, profitability, or tax efficiency.

  • Phone and Video Call Support Throughout the Year: Full support package that you can access any time.

Monthly Strategy Call

Each month, you’ll have a 60-minute scheduled video strategy call with your CPA to focus on strategy, goal setting, and future growth opportunities.

What’s included:

  • Forward-looking focus – Instead of reviewing past financials, we’ll look ahead at tax planning opportunities, cash flow strategies, and growth initiatives.

  • Goal setting and accountability – We’ll review your progress each month, adjust your targets, and hold you accountable to keep your business moving forward.

  • Real-time guidance – Discuss challenges, evaluate new opportunities, and gain actionable advice from a CPA who understands your business.

This ensures you have a trusted partner in your corner every month, helping you stay focused, proactive, and aligned with your long-term goals.

HST/GST Filing

If you’re registered for sales tax, we prepare and file your HST/GST returns on time, using your accurate monthly data. We want to keep you compliant and avoid penalties.

Personal Tax Filing

We prepare and file personal tax returns (T1s) for the business owner, spouse, and up to two dependents at year-end, ensuring your personal and business finances are accurately reported to the CRA.

Included:

  • Preparation and filing of T1 personal tax returns for the business owner, spouse, and up to two dependents

  • Reporting of common tax slips such as:

    • T4 (employment)

    • T5 (investment income)

    • RRSP contributions

    • Tuition credits

    • Charitable donation receipts

  • Application of standard credits and deductions to reduce taxes owing

  • Direct electronic filing with the CRA on your behalf

  • Digital copies of your filed return and Notice of Assessment for your records

Not Included (quoted separately if applicable):

  • Additional personal tax returns for more than two dependents

  • Rental property schedules (T776)

  • Capital gains or complex investment reporting

  • Foreign income or foreign property disclosures (T1135)

  • Multiple sole proprietorships or additional business schedules

  • Complex or advanced tax planning beyond compliance filing

T2 Corporate Tax Return

Every incorporated business in Canada is required to file an annual T2 Corporate Income Tax Return. With our corporate tax filing service, we ensure your return is accurate, compliant, and optimized for tax efficiency.

Included:

  • Preparation and filing of your T2 Corporate Tax Return with the CRA

  • Integration of information from the bookkeeping we maintain throughout the year

  • Application of small business deduction, loss carryforwards, and other tax provisions where applicable

  • Preparation of required schedules (Schedules 1, 50, 100, 125, 141, and others as necessary)

  • Calculation of refundable and non-refundable tax credits

  • Electronic filing (EFILE) directly with CRA for faster processing

  • Digital copy of your filed return and Notice of Assessment for your records

Not Included (quoted separately if applicable):

  • Complex corporate structures (holding companies, partnerships, reorganizations, etc.)

  • Specialized filings such as SR&ED claims, foreign income disclosures, or multi-jurisdictional tax returns

  • Tax planning strategies beyond compliance (offered separately under advisory services)

CRA Compliance Check

Stay prepared for the CRA. This service ensures your bookkeeping records are not only accurate but also organized in the way the CRA expects if they ever come knocking.

What’s Included:

  • Receipt Capture & Organization

    • We collect and store your receipts and supporting documents directly in QuickBooks Online using the Receipts function.

    • Every expense is backed up with digital proof for audit-readiness.

  • Recordkeeping Audit Trail

    • Ensures your income, expenses, and HST/GST filings can be supported by proper documentation.

    • Keeps your books aligned with CRA requirements, reducing the risk of disallowed expenses.

  • Compliance Review

    • Monthly review of documentation completeness so nothing slips through the cracks.

  • Peace of Mind

    • If CRA requests supporting documents, you’ll already have a complete and organized digital file ready to go.

Full CRA Support

Take the stress out of dealing with the CRA. With this service, we don’t just keep your books audit-ready, we also act as your first line of defense if the CRA comes calling. From simple requests to full audits, we handle the back-and-forth so you can stay focused on your business.

What’s Included:

  • CRA Correspondence Handling

    • We review and respond to all CRA letters and requests related to your bookkeeping and tax filings.

    • You’ll never have to guess what the CRA is asking for or how to reply.

    • Includes disputes or appeals beyond audit support

  • Audit Representation

    • If you are audited, we act on your behalf, providing the CRA with all necessary documentation and explanations.

    • We handle phone calls, letters, and meetings with CRA agents for issues tied to the work we manage.

  • Supporting Documentation & Proof

    • Access to your receipts, financials, and filings (if you’ve added the CRA Compliance Check service, your records will already be fully organized).

    • We ensure CRA requests are answered quickly and completely.

  • Peace of Mind Guarantee

    • Instead of worrying about the “what ifs,” you can rest easy knowing that you have a CPA handling all CRA interactions with professionalism and expertise.

Not Included:

  • CRA issues unrelated to the bookkeeping and tax services we provide (i.e., payroll audits for a payroll not managed by us).

Mid-Year Tax Projection

No one likes surprises at tax time. With our Pro Plan, we prepare a comprehensive mid-year tax projection to give you clarity and control over your tax situation before year-end. By reviewing your financial results halfway through the year, we estimate what your tax liability will look like and identify strategies to minimize or defer taxes while there’s still time to act.

This proactive approach means we’ll be able to explore potential planning opportunities. Together, we’ll explore ways to optimize deductions, leverage credits, and plan cash flow so you can finish the year with confidence and avoid last-minute stress.

Annual Tax Plan Review

Staying compliant is one thing, but minimizing your taxes requires looking ahead, not just filing last year’s numbers. Our Annual Tax Plan Review gives you a proactive, CPA-led assessment to make sure you’re keeping more of what you earn.

What’s Included:

  • Current Year Projection: Using your updated year-to-date financials, we project your taxable income and estimate what your tax liability will look like.

  • Tax Savings Opportunities: We identify available deductions, credits, and planning strategies such as RRSP contributions, CCA claims, or expense optimizations.

  • Written Action Plan: You’ll receive a clear, easy-to-follow summary with 2–3 key recommendations to save taxes and avoid CRA issues.

Why It’s Valuable: Most small business owners only think about taxes at year-end, when it’s too late to make changes. By reviewing mid-year or before filing deadlines, you get a roadmap to reduce taxes before the year is locked in.

How It Works:

  • Conducted once per year before year-end.

  • Delivered with a written report.

  • We will discuss the report through a scheduled video call to discuss recommendations in detail.

Full Support - Email, Phone, & Video Calls

Running a business often means questions can arise at any time—and you shouldn’t have to wait for answers. With our Pro Plan, you’ll have direct access to unlimited support through email, phone, and scheduled video calls. Whether it’s a quick bookkeeping question, a clarification on your tax return, or a more in-depth discussion about your financial strategy, we’re here to help.

Our goal is to give you peace of mind and responsive service whenever you need it. Email us for quick answers, pick up the phone for a direct conversation, or book a video call for more complex topics where we can share screens and walk through the details together. This level of support ensures that you’re never left navigating financial or tax challenges on your own.

Payroll

Managing payroll can be one of the most time-consuming and stressful parts of running a business. Our payroll service ensures your employees are paid accurately and on time, while keeping you fully compliant with CRA requirements.

What’s Included:

  • Payroll processing for up to 1 0 employees – salaries, hourly wages, overtime, and vacation pay

    • Payroll for more than 10 employees are applicable to increased add-on pricing as per our payroll add-on

  • Direct deposit setup and processing (employees are paid directly to their bank accounts)

  • Source deductions calculation & remittance (EI, CPP, and income tax withheld correctly and submitted to CRA)

  • T4 and T4A slips preparation & filing at year-end

  • Records of Employment (ROEs) when employees leave

  • Basic payroll support for common questions and adjustments

Why It Matters: Accurate payroll isn’t just about paying staff, it keeps your business in good standing with CRA and avoids costly penalties. With payroll handled by your CPA, you’ll save time, avoid errors, and have peace of mind that everything is done correctly.

Pro Plan Add-Ons

Extra Transactions (Per 100 over 300 — $150/month

The Pro Plan includes bookkeeping for up to 300 monthly transactions (sales, expenses, payments, transfers, etc.). For businesses with higher transaction volumes, additional bookkeeping can be added in blocks of 100 transactions for $150/month.

This ensures that your records remain accurate and up to date, no matter how much activity your business generates. By scaling transaction support, you only pay for the volume you need — making it cost-effective and flexible as your business grows.

Payroll

Managing payroll can be one of the most time-consuming and stressful parts of running a business. Our payroll service ensures your employees are paid accurately and on time, while keeping you fully compliant with CRA requirements.

What’s Included:

  • Payroll processing – salaries, hourly wages, overtime, and vacation pay

  • Direct deposit setup and processing (employees are paid directly to their bank accounts)

  • Source deductions calculation & remittance (EI, CPP, and income tax withheld correctly and submitted to CRA)

  • T4 and T4A slips preparation & filing at year-end

  • Records of Employment (ROEs) when employees leave

  • Basic payroll support for common questions and adjustments

Why It Matters: Accurate payroll isn’t just about paying staff, it keeps your business in good standing with CRA and avoids costly penalties. With payroll handled by your CPA, you’ll save time, avoid errors, and have peace of mind that everything is done correctly.

Pricing:

  • 11-15 employees: $200/month

  • 16–20 employees: $250/month

  • 11-30 employees: $400/month

  • More than 30 employees: custom quote

Peter Gamboa
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